Other Benefits
You are entitled to all the following Other benefits
Other benefits:
Funeral Expenses: A sum of Rs.15,000 is payable to the dependants or the person who performs the last rites of an insured person, starting from the first day of insurable employment.
Confinement Expenses: If an insured woman or the wife of an insured person gives birth in a location where ESI medical facilities are not available, confinement expenses are provided.
Vocational Rehabilitation: If you are permanently disabled due to an employment injury, you are entitled to vocational rehabilitation training at a Vocational Rehabilitation Centre.
Physical Rehabilitation: If you suffer a physical disability due to an employment injury, you are eligible for physical rehabilitation services.
Rajiv Gandhi Shramik Kalyan Yojana (Unemployment Allowance):
- If you become unemployed after being insured for two or more years due to factory closure, retrenchment,
or permanent disability (at least 40%) not caused by work injury, you are entitled to:
- Unemployment Allowance: 50% of wages for up to two years.
- Medical care: For yourself and your family at ESI hospitals/dispensaries while receiving the unemployment allowance.
- Vocational Training: Provided to improve your skills, with fees and travel costs covered by ESIS.
Atal Beemit Vyakti Kalyan Yojana (ABVKY):
- This welfare scheme offers relief payments for up to 90 days once in a lifetime for insured employees.
- To be eligible, you must have been in insurable employment for at least one year before unemployment, and have contributed for at least 78 days in the 12 months before becoming unemployed.
- You can claim 50% of your wages as unemployment relief. Claims can be made online or submitted directly to the ESIS office with required documents.
Incentive for Employers Providing Employment to Persons with Disabilities:
- Physically disabled persons earning up to Rs. 25,000 are eligible for ESI benefits.
- The Central Government pays the employer's contribution for three years.
Benefits & Contributions:
- Contributions are based on a percentage of your wages, but social security benefits are provided based on individual needs.
- Cash benefits are disbursed by the Corporation through its branch or pay offices, subject to certain contribution conditions.